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GAP Coverage (Guaranteed Asset Protection)
If you have, or are thinking about, a new or used car loan our Guaranteed Asset Protection (GAP) coverage is for you. If your car is stolen or totaled, GAP could save you a lot of money. Most auto insurance policies will cover only the value of your vehicle minus deductibles, but that amount could be less than what you still owe on your loan. GAP coverage will take care of the "gap" by covering the difference between the value of your car and what you still owe on your loan.
We offer GAP coverage for a fraction of the cost at dealers, and in most cases you can add GAP to your loan for only a few dollars more per month.
You can add this coverage to your auto loan.
To view a brochure on GAP coverage and plan details, click here.
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"I appreciate everything that Darden Credit Union has done for my family and me. When I didn't think anyone would help us, DCU did. "DCU gave us the chance to rebuild our credit by helping us get a credit card and opening a loan to help us rebuild positive credit history. "
John Perfetto
Campus Services Associate
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