Plan 2 Retire
Planning for your retirement? There are many considerations involved with retiring, and financial security is at the top of many DCU members' lists. Your credit union offers several products to help you ensure you and your family will be financially comfortable after you stop working.
Plan It: Retire Ready

Get ready for retirement with Plan It™: Retire Ready Toolkit. It's a free online resource that can help you plan for—and achieve—retirement security. Access articles, listen to audio clips, run "what if" financial longevity scenarios, and listen in on the financial conversations on PreRetiree Lane.The Plan It Retire Ready toolkit is a free resource for Darden Credit Union Members.
Click here to access and begin planning for retirement.
IRAs
Have you ever heard someone who is retired say, "I wish I would have planned better for my retirement”? Our IRAs offer tax advantages and a secure way to save for your retirement.
Visit or call a Darden Credit Union branch to open an IRA.
Share Certificates
A share certificate is a great way to have your money work for you while you are saving for your retirement. Our share certificate is just like a certificate of deposit, only it's called, well, something else.
Commit to keeping your money on deposit for a set term and we're willing to pay you a higher return. The longer you commit to, the more we pay you. Pretty simple. We shop rates all over the country to make sure we are competitive.
Insurance
We all like to think that nothing bad will ever happen to us, but let's face it: sometimes, life happens, and it's best to be prepared. If something were to happen to you, you would want your family to be protected, right? Our credit life disability insurance protects you and your family from a financial disaster, and our Accidental Death & Dismemberment (AD&D) insurance covers you if you have an accident that results in the loss of a limb, speech, hearing, or sight, or in your, well, death.
Click here for more information on insurance options.