Share Secured Loans
A share secured loan is a good option if you are looking to build, or repair, your credit or if you want to make a purchase without dipping into your savings.  With this loan, you borrow against funds in a DCU savings account and receive a low, fixed-rate loan while still earning interest on your deposit. 
  • Borrow any amount up to what you are willing to keep on hold in your deposit account
  • Terms from 6-60 months
  • 2.50% Annual Percentage Rate
  • As you pay off principal on the loan, those amounts will be released from hold

If you are interested in a share secured loan, make sure funds equal to what you would like to borrow are in your account and then call our lending department (877.90.MYDCU) to submit a share secured loan application.

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