NEW at DCU: Protect More of Your Cash with Up to $15 Million in Coverage

7/2/2026
Extended Share Insurance

Darden Credit Union is proud to introduce Extended Share Insurance, a new service that helps eligible members access up to $15 million in extended NCUA share insurance - without the complexity of managing multiple financial institutions.

Whether you've recently sold a home, built significant retirement savings, received an inheritance, or simply accumulated larger deposit balances over time, Extended Share Insurance helps protect more of what you've worked so hard to earn.

Why This Matters

Many of you may know that NCUA share insurance protects deposits up to $250,000 per ownership category.

What many don't realize is that larger balances often require additional planning to keep all deposits fully insured.

Until now, that usually meant spreading money across multiple financial institutions and juggling multiple accounts.

We thought there should be a better way.

With Extended Share Insurance, Darden Credit Union can help eligible members access up to $15 million in extended NCUA share insurance while maintaining the simplicity of one trusted banking relationship.

How It Works

Extended Share Insurance uses a network of participating credit unions to provide additional NCUA coverage beyond traditional limits.

Behind the scenes, qualifying deposits are allocated among participating credit unions in amounts that remain within federal insurance limits. You continue working with DCU while enjoying expanded protection and the convenience of managing a single relationship.

Why DCU Members Will Love It

Extended Share Insurance offers more than higher coverage. It offers peace of mind.

With this new service, members can enjoy:

  • Access to up to $15 million in extended NCUA share insurance
  • One simple banking relationship with DCU
  • Interest earned on your entire balance
  • Convenient access to your funds
  • Greater confidence that your savings are protected

Is Extended Share Insurance Right for You?

This service may be especially valuable if you:

  • Recently sold a home
  • Are planning for retirement
  • Own a business with significant cash reserves
  • Received an inheritance or insurance settlement
  • Maintain deposit balances above traditional insurance limits
  • Simply want greater protection for your savings

Ready to protect more of your savings?

Extended Share Insurance reflects DCU’s commitment to helping members manage growing financial needs with clarity, simplicity, and confidence.

If you’re interested in learning more, our team is here to help you understand how this service works and whether it’s right for your situation.

Speak with a DCU specialist today.

Quanette Feazell                                                
concierge@usffcu.org | 813.526.1387                

John Austin-Willis                                               
concierge@usffcu.org | 813.853.6654      

 



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