Schedule of Fees

Effective 5/23/2024

General Account Fees
Bad Address $5.00 per month
Business Checking Bulk Deposits - 30 items or more $4.50
Business Checking Cash Service Fee $5.00 per order

Business Checking Monthly Service Charge

*Waived if average daily balance is > $2,500

$10.00
 
Check Copies $2.00
Collection Items Determined by receiving institution

Convenience Pay Fees:

     Paid items of $5.00 or less

     Paid items of $5.01 or more

 

$10.00

$29.00

Overdrawn Debit Fee $29.00
Dormant Account under $300 (inactive 12 months) $10.00 per month
Escheatment up to $50.00

Monthly Savings Fee

*Applies if 25 or older, no loan and aggregate average daily balance of all share accounts is <$300

$5.00
 

Monthly Paper Statement Fee (eStatements are free)

*Waived for members under 18 and over 65

$2.50
 
Return Item Non-Sufficient Funds (NSF) per item $29.00
Overdraft Transfer Fee $4.00 per occurrence
Overdraft Transfer from Line of Credit No Charge
Returned Deposit Item Fee (Check or ACH) $29.00
Stop Payment $29.00

Temporary Checks (8 checks)

*Free with check reorder

$1.50
 
Uncollected Funds $29.00

High-Yield Money Market

Plus Account:

     Maintenance Fee*

     Account Closure Fee < 1 Year

     Account Closure Fee > 1 Year

 

$50.00

$250.00

$50.00

Premium Account:

     Maintenance Fee*

     Account Closure Fee < 1 Year

     Account Closure Fee > 1 Year

 

$75.00

$500.00

$75.00

Premier and Platinum Accounts:

     Maintenance Fee*

     Account Closure Fee < 1 Year

     Account Closure Fee > 1 Year

 

$100.00

$1,000.00

$100.00

* Maintenance Fee waived if minimum balance requirement is maintained, and/or withdrawals do not exceed 3/month

Loans*
Late Payment Fee - Auto and personal loans only $30.00
Loan Skip-a-Pay $35.00
Returned Loan Payment $29.00
Visa Monthly Paper Statement Fee $1.25
* Consumer loans only. For applicable Credit Card fees, please refer to the Credit Card disclosure on our website. Applicable home
loan fees will be provided at the time of application.

Services
Check Cashing for Non-Members $5.00 per check
Interim Statement $2.00
Levy/Garnishment $50.00
Money Orders (Maximum value $1,500) $2.00

Notary Service

     Non-Members

No Charge

$10.00

Official Checks $3.00
Research/Reconciliation Fee $20.00/hour
Statement Copy $1.25
IRA Rollover Transfer $40.00

Staff-Assisted Payments via the Payment Portal from a Non-USF FCU Account

     Phone Payment (per transaction)

     Recurring ACH payments (per transaction)

 


$15.00

$5.00

Online Payment via the Payment Portal from Non-USF FCU Account

     One-time payment (per transaction)

     Recurring payments (per transaction)

 

$5.00

No Charge

ATM/Debit
USF FCU or Surcharge-Free Network ATMs No Charge

Non-USF FCU/Non-Network ATMs

     Withdrawal
     Balance Inquiry

 

$1.50
$1.00

Non-member transactions $2.50
Card Replacement/Capture Fee $5.00
Expedited Card Delivery Fee Varies
Foreign Transaction Fee Up to 1.00% of U.S. transaction amount

Wire Transfers
Incoming Wires $10.00
International Wire Trace $25.00
Outgoing Wire Transfer - Domestic $20.00
Outgoing Wire Transfer - International $60.00

Safe Deposit Box
$10.00 refundable key deposit on each box
3x5 $30.00 per year
3x10 $50.00 per year
5x10 $65.00 per year
10x10 $90.00 per year
Replacement Key $20.00
Late Fee $10.00
Drill Fee $125.00

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