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USF Rewards Visa
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Intro Offer
$125 cash back when you spend $1,500 in the first 90 days2
Earn Rewards
Earn up to 3 points back on each transaction
Annual Fee3
None
Balance Transfer Fee3,4
None
Visa Benefits
Included
Foreign Transaction Fee
1% of each transaction in US Dollars
Annual Percentage Rate
(APR1)
Rates as low as 12.99%
DCU Visa

Intro Offer
2.99% intro APR1 for 12 months on balance transfers in the first 90 days
$125 cash back when you spend $1,500 in the first 90 days2
Earn Rewards
None
Annual Fee3
None
Balance Transfer Fee3,4
None
Visa Benefits
Included
Foreign Transaction Fee
1% of each transaction in US Dollars
Annual Percentage Rate
(APR1)
Rates as low as 11.99%
DCU Secured Visa

Intro Offer
None
No intro offer. None none none none. No intro offer. None none none none. No intro offer. None none none none
Earn Rewards
None
Annual Fee3
None
Balance Transfer Fee3,4
None
Visa Benefits
Included
Foreign Transaction Fee
1% of each transaction in US Dollars
Annual Percentage Rate
(APR1)
12.74%
Additional Benefits
Digital Wallet Capability
Transaction Alerts
Contactless Payments
Chip Card Security
Fraud Liability Protection
View Credit Card Interest Rates, Charges and Fees Disclosure
1. APR= Annual Percentage Rate. Credit cards are variable rate, rate may change after account opening. Subject to loan approval. Rate may vary upon individual credit qualifications. Offer not available to current DCU Visa cardholders.
2. Offer not valid for members with existing USF CU Green and Gold credit card. $125 will be processed to the member’s USF CU savings account at the end of the month following the qualified $1,500 spend after the first 90 days of opening account. ATM withdrawals, refunds, balance transfers and cash advance transactions do not count toward $1,500 spend.
3. Cash Advance Fee $10.00 or 2.00% of the amount of each cash advance, whichever is greater. Foreign Transaction Fee 1.00% of each transaction in U.S. dollars.
4. Special APR offers may require a balance transfer fee.