*APR = Annual Percentage Rate. Other rates and terms available. Rates subject to change without notice. Your actual rate may be higher based on your credit score. Rate not valid for existing loans with USF CU or Darden CU. All loans subject to credit approval.

**Valid November 1 – December 31, 2026. Loan amounts range from $500 to $2,000 with a 12-month repayment term. Loan proceeds cannot be used to pay off existing loans. Payment example: A $2,000 loan at 9.99% APR for 12 months is approximately $175.82 per month.

Credit union membership required. Federally Insured by NCUA.