New & Used Vehicles

No Payments for 90 Days**!

New, used or refinanced, our goal is to get you more vehicle for less money. With competitive rates as low as 3.24%*, pre-approvals and flexible terms, DCU will get you in the right vehicle for the right price. Take a look at our current rates.

Not only will we provide a rate and payment that fits your budget, we can even help you find the right car. We’ve partnered with Auto Advisors to help track down the vehicle you want at the lowest price in the area*.

Plus, earn up to 5% back on loan interest paid and receive your free FICO® Score, updated quarterly, as a benefit of Catalyst Member Rewards1!


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Insurance Options

It makes sense to safeguard your investments. That’s why we offer our members purchase protection with a range of options like discounted auto insurance, mechanical breakdown warranties, GAP and payment protection insurance for the balance of your vehicle loan. Click here to learn more about our insurance options.


Car Buying Service

AutoAdvisors: smart simple savingsAuto Advisors' concierge car buying program is a free service to all credit union members.  A dedicated advisor will help you understand the entire car buying process and help ensure a hassle and haggle-free experience. They look at the entire transaction; from trade in values, to add-ons, to dealer incentives, rebates, and financing, and work to get you the best possible price while improving buyer knowledge of the process at the same time.  Auto Advisors service is available in FL, GA, CA, OR, WA, MA, CT, and NH.


*APR = Annual Percentage Rate. Minimum 760 FICO score required for 3.24% APR. Rate includes a .25% discount for automatic payments made from a USF FCU account and enrollment in e-statements. Rate also includes an additional .25% discount for using Auto Advisors. Auto Advisors serves FL, GA, CA, OR, WA, MA, CT and NH.
**Minimum 640 FICO score required for no payments for 90 days. Interest accrues from the original date of the loan. Subject to collateral requirements and income verification. Rates vary by credit score, collateral conditions and term of the loan. Maximum loan to value 110%. Minimum loan amount $6,000. Offer not valid for refinance of USF Federal Credit Union (DCU or any division of) loans. This no-payment promotion is subject to change or termination at any time.

1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. For complete program details and specifics on benefits and how to apply, click here. To view your Catalyst tier and benefits, log into online or mobile banking and select “Member Rewards” from the “More” options. To view your FICO® Score, log into mobile banking and select from the menu.

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